Do you believe that you have suffered an injury as the result of another person’s negligence or intentional misconduct? If so, you may have a right to recover money for your injuries. These injuries may include medical bills, pain and suffering, lost wages, damaged or destroyed property, as well as others.
Sometimes you must file a lawsuit and go to court to recover for your injuries, but frequently an injured person can recover without going to court. Hiring an attorney to negotiate with the insurance company on your behalf, and to sue if needed, is the best strategy to recover for your injuries. Sure you can try to negotiate your own settlement, but do you know the laws involved with your claim? Do you know how to decide how much your claim may be worth? Do you know how much money for you to demand is too much? Do you know how much of a settlement is too little for you? Should you rely on an insurance company’s claims adjuster, a hired employee of the insurance company who owes a duty to pay out as little as possible to you? Or should you rely on a lawyer whom you have selected to represent YOU, and to get as much of a settlement as possible on YOUR behalf?
If you have been injured and you receive a telephone call from an insurance company’s claims adjuster, DO NOT speak with that person. You have no legal obligation to do so and whether you realize it or not, a seemingly innocent statement that you make could significantly reduce or take away any settlement that you might achieve by keeping your mouth shut and seeking the help of an experienced attorney. The adjuster’s goal is to NOT help you. The adjuster’s goal is to ensure that the insurance company pays you either nothing or as close to nothing as possible.
If you believe that you have suffered an injury as the result of another person’s negligence or intentional misconduct, call William O’Connor today for a free consultation at 208-344-5095. And if you receive a call from an insurance company’s claims adjuster before you have called William, here is an example of what to say and do:
You (answering phone): “Hello.”
Claims Adjuster: “Hi Mr. or Mrs. Injury Victim. This is Jonny Dime-in-the-Pocket from We Don’t Pay Claims Insurance Company. I need to ask you a few questions and gather some information about the accident that you were in the other day. It should only take a few minutes but the information is necessary for us to process your claim and see how much money that you are entitled to.”
You: “It’s not your day, Jonny. I’ve been planning to call William J. O’Connor at O’Connor Law, PLLC. I’m going to hang up and call him now.”
Claims Adjuster: “I can make this easier on you Mr. or Mrs. Injury Victim. Getting you a check will be a much shorter process without lawyers getting involved. Besides, they usually take 1/3 or more of the money that you might receive. Why don’t you just answer a few questions for me and you can call (pretending to not know William’s name), umm, Mr. O’Connor after that?”
You: “You’ll be hearing from William. Have a nice day!” Then, hang up and call William at 208-344-5095!